Home Buying Assistance

The following links are very assistive in the basics of the complicated process of buying a home. We suggest have a person trained in real estate, mortgage loans and other related information assist you in navigating through and understanding all of this information.


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Buying a Home:

Department of Housing and Urban Development
This U.S. Department of Housing and Urban Development (HUD) site walks you through the basics of buying a home with nine different steps required for buying a home.


How Much Home Can you Afford:

Affordability Calculator
This Ginnie Mae site assists you in determining how much you can afford on housing.

Loan Estimator
This loan estimator provided by Ginnie Mae calculates the monthly payment based on downpayment, total housing cost, mortgage interest rates, and length of mortgage.


Grants for Low-Income individuals:

Department of Housing and Urban Development Grants Program
There are also government programs that can assist you in getting housing even though you may have a low income. These sites are under the grants program of HUD.

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